Business Credit Card Can Help Owners Go the Extra Mile
Business credit cards, quite simply, provide much needed credit for small businesses, while also providing a smart plan for managing cash flow. Many providers offer detailed credit reports to assist businesses improve their credit ratings. The cards can assist businesses in separating personal debts and business debts. Lenders will send statements monthly to help business owners keep track of expenditures, as well as providing online reports. Low Introductory Rates One of the lowest rate cards on the Internet is often the Advanta Platinum Rewards credit card for business. The card offers a very low ongoing APR, as well as a 0% introductory APR up to 15 months, including 0% APR on balance transfers.
You must have good credit to apply for the card most times, however once accepted, the credit lines reach up to $50k. The rewards could include 5% on travel rewards or cash back, and no fees are applied on travel rewards. Business Credit Cards The Gold Delta Sky-Miles Business Cards offer a FREE first year holder and 15,000 Bonus Sky-Miles, on the initial usage of the cards. Cardholders receive “double miles” and 0% Introductory APR on purchases. And few companies will provide a credit decision in less than one hour.
Some of the business credit cards offer bonus points of up to 15,000 applicable, many times, after the cardholder has made his/her first purchase. There are some annual fees for a few of the card offers, but if so, potential applicants should demand a rewards feature with the card. Some offers provide businesses with significant reward points for per each dollar spent on business supplies and services. Most providers will offer a free quarterly and annual statement that tracks expenditures by spending category.’ Business owners can apply for as many cards as needed. In addition, there is a 0% APR up to one year. Additional benefits of business credit cards may include, a collision damage waiver, coverage for vehicle rentals, emergency cash disbursements, and card replacements. The cards for business may offer inquiry services, fraud protection, assistance for emergencies during travel, and security on purchases and “extended protection.” For example, the Business Cash Rebate Credit Card from American Express offers 0% APR for the first six months. There are no limits on cash back programs, no bare minimum expenditure requirements, no annual fees, and the cardholder receives 5% Cash Rebates.
For more information, visit the Internet where you can search and compare some of the best business credit cards online!.
AAPT Business Articles
AAPT Business Books